U C HOMES

  Buying property in Portugal through financing is possible for both residents and non-residents, but mortgage conditions vary depending on nationality, residency status, and banking policies. Below is an overview of what to expect based on different buyer profiles. 1. Portuguese Citizens Residing Abroad (Non-Residents) Portuguese nationals who live outside Portugal but want to purchase property in the country have access to local mortgages under special conditions. Banks often classify them as non-resident buyers , meaning: ✅ Loan-to-Value (LTV): Up to 70%-80% of the property’s appraised value or purchase price (whichever is lower). ✅ Interest Rates: Generally similar to resident rates, but can be slightly higher. ✅ Income Assessment: Global income is considered, but some banks may apply currency conversion risks for non-EUR earnings. ✅ Required Documents: Proof of income, tax returns, Portuguese tax number (NIF), and credit history from the country of residence. 💡 Tip: If you h...

1️⃣ Preço Certo, Negócio Fechado – Avaliar um imóvel sem conhecimento de mercado pode resultar em meses parado ou dinheiro perdido. Um agente experiente conhece o valor real e sabe como posicioná-lo. A maioria dos proprietários não tem acesso a informação privilegiada, disponível apenas em plataformas profissionais. 2️⃣ Visibilidade Máxima – Publicar num site gratuito não chega. Um profissional utiliza redes, contactos e estratégias para atrair compradores qualificados. Muitos proprietários acreditam que basta publicar o imóvel com fotos tiradas no telemóvel, sem critério ou edição, mas a realidade é que os compradores valorizam uma apresentação profissional. Reportagens de qualidade, com 'home staging', vídeos, drones e virtual 3D, fazem toda a diferença na valorização do imóvel. 3️⃣ Tempo é Dinheiro – Responder a perguntas, marcar visitas e negociar pode ser desgastante. Um agente cuida de tudo, poupando-lhe tempo e stress. Além disso, preparar toda a documentação exigida ...

 🎯 Selling or Renting a Property in Portugal? Skip the generic agency approach. Work with a Private Broker who puts your property first. ✔️ Personalized Strategy ✔️ International Buyers & Expats ✔️ Pro Photos, Video & 3D Tours ✔️ Direct, Dedicated Service Let’s do it the right way — tailored, agile, and effective . 👉 Read more here 📩 ulisses.uchomes@gmail.com 📞 +351 919 128 664 📍 U C Homes – AMI 24449 Se é proprietário e pretende vender ou arrendar o seu imóvel, precisa de mais do que uma abordagem genérica de grandes redes imobiliárias. Como seu  Private Broker , ofereço-lhe um serviço exclusivo, ágil e personalizado , focado apenas no seu imóvel , como se fosse o único. O Que Me Distingue? ✅ Atenção Individualizada – Sem burocracias ou processos padronizados. O seu imóvel tem um plano de marketing próprio e um acompanhamento dedicado. ✅ Acesso ao Mercado Internacional – Trabalho diretamente com expats, investidores e compradores estrangeiros para ...

 *** WANTED *** RELOCATION AGENTS - USA BASED It is a fact: many American citizens are seeking to move to sunny and greeny Portugal.  - Are you a Realtor or Real Estate Consultant in the US and would you like to work along with me as a Realtor and Relocation Agent for Portugal? - You would be responsible to provide guidance and advise to future Expats, concerning the required initial moving formalities they need to take: Steps for U.S. Citizens Moving to Portugal: A Simple Guide Moving from the U.S. to Portugal may seem intimidating at first, but the process is often simpler than people think. Here's a step-by-step guide to help you navigate the journey efficiently and smoothly: 1. Apply for a Portuguese Visa U.S. citizens will need a valid visa to live in Portugal, as the country is outside the EU and Switzerland. Below are some of the most common visa options: Type of Visa Who is it for? Requirements D1 Visa Americans with a job offer from a Portuguese compan...

- Some of our customers reviews: https://g.co/kgs/SSDoVdf Eva Stevens       há 3 meses I contacted Ulisses in 2023 for a rental that I needed to secure in a 1 week trip to Braga. He set up 6 different apartment visits to happen in one day and was able to get the contract finalized by the time I left. Besides being a very nice person he was very professional and knowledgeable about the law and how things should be worded and written up. I had a wonderful experience and ended up with a great apartment with a contract that I totally understood. I would absolutely contact him for any of my real estate needs. Use him with total Confidence. https://g.co/kgs/tYZ3uVQ Michele Boyd       há 4 meses Review for Ulisses of UCHomes: I had excellent experiences working with Ulisses over the past two years. His professional services are marked by speed, responsiveness, and thorough follow-through. Communication was always easy, and his deep knowledge of the area and the market was inv...