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🇵🇹 Portugal não é um “pacote Ibérico”. É uma escolha consciente. 🇬🇧 Portugal is not some discarded 'Iberian package deal'. It's a conscious choice.

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  Ultimamente, tenho lido comentários chocantes em alguns grupos de expats — inclusive por administradores — desvalorizando Portugal como país pobre, caro e mal gerido. Lately, I’ve seen some shocking comments in expat groups — even from admins — dismissing Portugal as poor, expensive and dysfunctional. ❌ Vamos repor a verdade. ❌ Let’s set the record straight. 📌 Nos últimos 15 anos, Portugal modernizou-se como poucos: 📌 Over the past 15 years, Portugal has undergone a quiet but profound transformation: ✅ Simplex : sistema de desburocratização que digitalizou os serviços públicos. ✅ Simplex : streamlined bureaucracy and digitized public services long before others. ✅ Multibanco : sistema ATM único no mundo — onde se pagam contas, impostos, passes, tudo. ✅ Multibanco : Portugal’s world-leading ATM system — bills, taxes, transport passes... all from a single machine. ✅ Via Verde : pioneiro sistema automático de portagens — modelo para outros países. ✅ Via Verde : an early ...

Understanding the Legal System in Portugal: What Expats Need to Know 🇵🇹⚖️

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Moving to Portugal? If you're used to an Anglo-Saxon legal system (like in the US or UK), you might be surprised by how things work here. Portugal follows the civil law tradition, which means laws are codified and judges interpret them based on statutes rather than past rulings. Here are some key differences to keep in mind: ✅ No Legal Precedents: Unlike in common law systems, past court decisions don’t set binding precedents. Each case is judged mainly on the written law. ✅ Notaries Are a Big Deal: In Portugal, many legal transactions (buying property, business contracts, wills) must go through an official notary , who certifies and registers documents. This can add bureaucracy but also provides security. ✅ Landlord-Tenant Laws Favor Tenants: Evicting a tenant in Portugal is much harder than in the US. Rental agreements have strong legal protections for tenants, which is great for long-term renters but tricky for landlords. ✅ Fewer Lawsuits & Million-Dollar Settlement...

Thinking about bringing your family to Portugal? Here's what you need to know about Family Reunification!

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If you hold a valid residence permit in Portugal and are a EU national, you may be eligible to apply for family reunification (Reagrupamento Familiar), allowing your spouse, children, parents, or even dependent siblings to join you. 📌 Key points to consider: ✅ The process applies to residence permit holders, including work visas, D7, D8 (digital nomad), and others. ✅ Family members will receive a residence permit with similar rights to yours. ✅ Required documents include proof of income, accommodation, and relationship to the family member. ✅ Applications can be submitted through AIMA (former SEF), and processing times may vary. Navigating Portuguese bureaucracy can be tricky, but having the right guidance makes all the difference. Have questions? Drop them in the comments! Sources: - https://www.servicopublico.pt/certificado-registo-cidadao-ue-crue/ - https://aima.gov.pt/pt/nacionais-ue-e-familiares/familiares-de-nacionais-ue/cartao-de-residencia-para-familiares-de-na...

Mortgaging in Portugal: A Guide for Foreign and Non-Resident Buyers

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  Buying property in Portugal through financing is possible for both residents and non-residents, but mortgage conditions vary depending on nationality, residency status, and banking policies. Below is an overview of what to expect based on different buyer profiles. 1. Portuguese Citizens Residing Abroad (Non-Residents) Portuguese nationals who live outside Portugal but want to purchase property in the country have access to local mortgages under special conditions. Banks often classify them as non-resident buyers , meaning: ✅ Loan-to-Value (LTV): Up to 70%-80% of the property’s appraised value or purchase price (whichever is lower). ✅ Interest Rates: Generally similar to resident rates, but can be slightly higher. ✅ Income Assessment: Global income is considered, but some banks may apply currency conversion risks for non-EUR earnings. ✅ Required Documents: Proof of income, tax returns, Portuguese tax number (NIF), and credit history from the country of residence. 💡 Tip: If you h...

Renting vs. Buying a Property in Portugal: What’s Best?

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Deciding whether to rent or buy a property in Portugal depends on several factors, including financial situation, long-term plans, and personal preferences. Here’s a breakdown of the key considerations: Buying a Property ✅ Long-Term Investment – Property prices in Portugal have shown steady growth, making it a solid investment. ✅ Golden Visa Program – Non-EU buyers may qualify for residency through property investment. ✅ Stability & Personalization – Owning a home provides stability and the freedom to customize the space. ✅ Potential Rental Income – A property can generate income through short-term (Airbnb) or long-term rentals. ⚠ Considerations : Buying involves upfront costs (down payment, taxes, legal fees) and long-term commitment. Renting a Property ✅ Flexibility – Ideal for those unsure about long-term residence or wanting to explore different areas. ✅ Lower Initial Costs – No need for a large down payment, only a security deposit and rent. ✅ Easier Process – Faster a...

You can buy your dream Classic Car in Portugal as an investment, and simultaneously get a Golden Visa?!...

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  - Did you know?!...  During 2006 and 2015 I was responsible for the International Operations of a major Classic Car Restoration workshop in the North of Portugal.  Just recently, I've been pleasantly overwhelmed by the foundation of such fantastic idea of bringing up a specific Investment Fund for the greatest collectors of Classic Cars, under our Golden Visa program in Portugal!   Read here, - https://www.theportugalnews.com/news/2024-06-27/secure-a-classic-car-golden-visa-and-eu-citizenship-in-one/90229 - https://www.linkedin.com/posts/michael-maxwell-57160235_goldenvisa-activity-7276713104590196736-Kwvk?utm_source=share&utm_medium=member_desktop - https://portugalpanorama.com/ - General legislation applying to getting a Portuguese Golden Visa (Please Google translate as this page does not have a EN version - strangely enough...): - https://www.sef.pt/pt/pages/conteudo-detalhe.aspx?nID=62 More info: https://getgoldenvisa.com/portugal-golden-visa-pro...

Relocation Agents Wanted - USA based

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 *** WANTED *** RELOCATION AGENTS - USA BASED It is a fact: many American citizens are seeking to move to sunny and greeny Portugal.  - Are you a Realtor or Real Estate Consultant in the US and would you like to work along with me as a Realtor and Relocation Agent for Portugal? - You would be responsible to provide guidance and advise to future Expats, concerning the required initial moving formalities they need to take: Steps for U.S. Citizens Moving to Portugal: A Simple Guide Moving from the U.S. to Portugal may seem intimidating at first, but the process is often simpler than people think. Here's a step-by-step guide to help you navigate the journey efficiently and smoothly: 1. Apply for a Portuguese Visa U.S. citizens will need a valid visa to live in Portugal, as the country is outside the EU and Switzerland. Below are some of the most common visa options: Type of Visa Who is it for? Requirements D1 Visa Americans with a job offer from a Portuguese compan...

Braga 'divercidade' - Braga a 'Divercity'

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Credits - https://www.bragadivercidade.pt/ Listen to the Scroggs telling about his and wife's choice for coming over to Braga. window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'AW-16697532544');

*** OFF-MARKET *** XV CENTURY MANOR IN GUIMARÃES

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Fabulous Property in Briteiros, originally from the XV century, with loads of Portuguese history.  Between Braga and Guimarães, Briteiros is an historic old place known by its ancient pre-historic ruins.  📍 U C Homes - AMI 24449 📧 ulisses.uchomes@gmail.com 📞 +351 919 128 664 (chamada rede móvel nacional)

Check what others are saying about us!

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- Some of our customers reviews: https://g.co/kgs/SSDoVdf Eva Stevens       há 3 meses I contacted Ulisses in 2023 for a rental that I needed to secure in a 1 week trip to Braga. He set up 6 different apartment visits to happen in one day and was able to get the contract finalized by the time I left. Besides being a very nice person he was very professional and knowledgeable about the law and how things should be worded and written up. I had a wonderful experience and ended up with a great apartment with a contract that I totally understood. I would absolutely contact him for any of my real estate needs. Use him with total Confidence. https://g.co/kgs/tYZ3uVQ Michele Boyd       há 4 meses Review for Ulisses of UCHomes: I had excellent experiences working with Ulisses over the past two years. His professional services are marked by speed, responsiveness, and thorough follow-through. Communication was always easy, and his deep knowledge of the area and the market was inv...
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U C HOMES is an independent real estate agency founded by Ulisses Carvalho. I specialize in private brokerage, representing both sellers and buyers in the North, Minho, and Douro Litoral regions. My approach is highly personalized, ensuring the best possible service tailored to each client's needs. At U C HOMES, I am committed to enhancing your real estate experience with a tailored, client-focused approach, whether you're renting, buying, or selling. Why Work With Me? 🏡 Local Expertise – Specializing in the Braga and Minho regions, I offer deep market insight, identifying the best opportunities—including hidden gems that larger franchises often overlook. 🤝 Personalized Service – Whether you're a buyer searching for the perfect home or a seller looking for the right buyer, you’ll receive dedicated, individualized attention. Your needs, preferences, and goals are my priority. ⏳ Flexibility & Direct Communication – Unlike large agencies, I offer flexible hours and ...